Do my monthly premiums increase annually?

Did you know?

Drafting your Last Will & Testament doesn’t have to be a difficult or complicated process – Capital Legacy helps over 9 800 new Clients every month. Our Consultants meet you when and where it is convenient for you. Online Will Consultations also available, for your convenience.

Did you know?

Most people don’t think about or plan for the legal expenses associated with dying including Executor fees, Conveyancing fees and Trust fees. Lack of planning can financially cripple your Estate and erode your intended legacy.

Did you know?

If you want to leave an inheritance for your minor Children, the best way to protect it is through a Trust. Without this, their inheritance could end up going to the Government Guardian's Fund or to their legally appointed Guardian.

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Estates can take many months, often years, to wind up. Capital Legacy prides itself in an average of between 6 and 9 months turnaround time on Estates – more than half the industry average time.

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Upon death, your bank account is frozen making it difficult for your family to transact. Capital Legacy’s Immediate Liquidity™ benefit makes sure there is cash available for your family to deal with the immediate costs of dying such as travel, funeral and other costs.

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Most people think that life cover or their Estate will cover month to month living expenses such as rates, bills, rent, groceries when they pass away. But often life cover is delayed and the Estate can’t be distributed until it’s finalised, leaving the family in a tough cash flow position. Capital Legacy’s Estate Overheads Protector™ helps cover these essential monthly bills.