Frequently asked questions


Who can be a beneficiary of my life cover ?

Because MyLegacy Cover™ is an extender benefit of the Legacy Protection Plan™, you can nominate either an individual, a trust or your estate as the Beneficiary without incurring any executor’s fees.

How does BeneFactor™ work?

Through BeneFactor™ there are three different ways to structure your life cover.

What is BeneFactor™?

BeneFactor™ is the built-in feature of MyLegacy Cover™ that gives you three different ways to structure your life cover benefit. You can choose the option that best suits you and you can change whenever you want.

How does accelerator payment affect MyCover™?

MyAbility Cover™ forms a part of your total MyLegacy Cover™ value. If you claim against your MyAbility Cover™ benefit it will automatically reduce your total MyLegacy Cover™ value by the amount that you have claimed. Once you have claimed against your MyAbility Cover™ benefit, you cannot top up your cover to the original value.

Can I get MyLegacy Cover™ if I have had cancer?

Yes, but this depends on the type of cancer and the severity of the cancer that you have previously been diagnosed with. We evaluate every application on a case-by-case basis.