PLANNING IS BRINGING THE FUTURE INTO THE PRESENT SO THAT YOU CAN CONTROL IT TODAY.

  • QUICK REACH

    For general enquires, claims assistance or servicing needs, please contact us on:

    087 352 2800
    queries@capitallegacy.co.za

    1st Floor, Wrigley Field,
    The Campus, 57 Sloane Street,
    Bryanston, Gauteng

  • YOUR FEEDBACK

    Contact us below regarding any compliments, queries or complaints:

  • BOOK AN APPOINTMENT

    Please complete your details below in order for us to contact you and set up a time for one of our Testamentary Consultants to meet with you, at your convenience:











WHY CAPITAL LEGACY FOR YOUR WILL?

We meet at the convenience of your work or home, during office hours or after hours, to provide a tailor-made Last Will and Testament that suits all your Testamentary needs and wishes.

We will illustrate to you your applicable Executor, Testamentary Trust, Conveyance Fees and Non-Executable Assets Fees applicable at death and offer you an optional Legacy Protection Plan™ to cover all these fees from as little as R53.00 per month.

We use the first of its kind, cutting-edge technology to make the process extremely convenient for you with the ability to draft simple to complex Wills that meet all your wishes and needs. There is no initial fee for this and no charge for amendments and safe custody.

Why do I need a Will?

  • Ensure your inheritances go to the loved ones you intend on benefitting
  • Can protect your Children’s inheritance from the Government Guardian’s Fund
  • Ensures that your wishes are carried out
  • Save on estate duty with proper planning
  • Appoint professionals to execute your Estate and manage the Testamentary Trust thereafter

Leave a Legacy Today
Don’t delay, sort out your Estate today!

Speak to Us About
Your Will & Testament






THINGS TO CONSIDER WHEN DRAFTING A WILL

DECIDE WHO YOU WISH TO LEAVE YOUR GENERAL ESTATE TO

This could be your spouse, children, a Trust, family member, or all of the above.

For example, “I wish to bequeath my Estate to my spouse and children equally.”

NOMINATE A GUARDIAN TO LOOK AFTER MINOR CHILDREN

Where you have minor children, you should nominate guardian(s) to care for them should you both, as the natural guardians, pass away. In addition, you will need to nominate the Trustees to their Testamentary Trusts.

IS THERE SOMETHING SPECIFIC YOU WOULD LIKE TO LEAVE TO SOMEONE SPECIFIC

Consider if apart from your general estate, there may be something specific you wish to bequeath to someone or an entity, such as a property, jewellery or cash.

For example, “I wish to bequest my property, ERF245 7 Cassa Brook, Galloway Road, Douglasdale, to my spouse.”

CONSIDER AND DECIDE ON THE FOLLOWING:

• Do you wish to be buried or cremated?
• Do you have any other last wishes for your remains?
• Do you wish to be an organ donor?
• Do you wish to have a Living Will?

CREATE A TESTAMENTARY TRUST TO PROTECT THE INHERITANCES OF YOUR CHILDREN

It is advisable that you create a Testamentary Trust in terms of your Will to protect the inheritances of children that may be under the age of 18. If this is the case, you must decide the optimum age for the Trust to terminate and your child or children allowed full control of their inheritance.

WHO SHOULD BE THE EXECUTOR OF YOUR ESTATE?

You need to appoint an Executor or joint Executors to wind-up your deceased Estate in terms of your Will.

THE LAST CONSIDERATION IS THE LEGAL EXPENSES BORNE BY YOUR DECEASED ESTATE

These fees include: Executor Fees, Testamentary Trust Fees, Conveyance Attorney Fees and Non Estate Asset Fees.

The above can amount to thousands of Rands that eat up your estate value and that need to be paid from the inheritances you wish to leave to your family and loved ones. This doesn’t account for the ongoing monthly expenses you need to cover such as school fees, medical aid and other insurance policies.

Capital Legacy has a tailor-made complete solution to cover all these fees and monthly expenses through our unique, Legacy Protection Plan™

WHY CAPITAL LEGACY FOR YOUR WILL?

A Legacy Specialist will meet you at the convenience of your work or home, during office hours or after hours, to provide you with a tailor-made Last Will and Testament that suits your specific Testamentary needs and wishes. There is no initial fee for this and you can make as many amendments as you may need. At your discretion, you may have your Will stored in our safe custody for no additional charge.

  • Set up an appointment with you and your spouse in the convenience of your home or office at a time you prefer at no cost to you.

  • Draft your Last Will and Testament immediately in front of you at no cost.

  • Illustrate your applicable Executor, Testamentary Trust and Conveyance Fees applicable
    at death.

  • Offer an optional Legacy Protection Plan™ to cover all these fees from as little as R40.00 per month.

  • Provide unlimited amendments for no additional charge.

  • At your discretion, you may have your Will stored in our safe custody for no additional charge.

     

LEGACY SERVICES

Legacy Services™ are the essential professional services we provide to our plan holders. Through them we deliver in terms of Last Wills & Testaments, deceased Estate administration and related Estate fiduciary functions.

Most of these fiduciary services are categorised as “Indemnifiable Legacy Services” – Meaning their cost can be indemnified and in effect discounted up to100% through our unique insurance products.

  • Last  Will and Testament
  • Secure Custody
  • Executor Appointments
  • Trustee Appointments
  • Deceased Estate Administration
  • Testamentary Trust Administration
  • Other Assets Administration
  • Estate Property Transfers

PLANNING IS BRINGING THE FUTURE
INTO THE PRESENT SO THAT YOU CAN CONTROL IT TODAY.

ADVANTAGES OF HAVING A WILL

  • Protects the inheritance of children under 18
  • A Will is a document recognised by law as the expression of your wishes
  • Children’s inheritance avoid the governmental “Guardian Fund” and are preserved in their own trust for their sole benefit
  • Ensures that your wishes are carried out
  • You can update your Will at any time
  • Inheritances are precluded from subsequent marital contracts
  • The appointment of capable, professional and accountable persons to execute your deceased estate and manage the testamentary trust assets thereafter
  • Save on easte duty with proper planning

DISADVANTAGES OF NOT HAVING A WILL

  • The court could appoint someone you do not approve of to be your executor and / or trustee
  • If you have no immediate or close family, distant relatives rather than close friends or a life partner – will claim the inheritance
  • Your estate will be dealth with according to rigig and inflexible laws
  • Your minor children’s inheritance might suffer, since anything they are entitled to receive, will have to be transferred to the Guardian’s Fund in a monetary form, where it will remain until they turn 18. This means that the family home would have to be sold (converted into monetary form), which is quite possibly something you would never have chosed to happen

FREQUENTLY ASKED QUESTIONS

  • The court could appoint someone you do not approve of to be your executor and / or trustee
  • If you have no immediate or close family, distant relatives rather than close friends or a life partner – will claim the inheritance
  • Your estate will be dealt with according to rigid and inflexible laws
  • Your minor children’s inheritance might suffer, since anything they are entitled to receive, will have to be transferred to the Guardian’s Fund in a monetary form, where it will remain until they turn 18. This means that the family home would have to be sold (converted into monetary form), which is quite possibly something you would never have chosed to happen

Yes, but there are many legal formalities that should be placed in your Will to protect your assets and your loved ones in the event of your passing that you may overlook. Without these legal clauses included in your Will, your Will can be rendered invalid, a situation that could prove to be very costly for your loved ones to rectify through applications to the High Court.

Having a certified and compliant Islamic Last Will and Testament is an important duty made easy with Capital Legacy. By not writing a Will, you are leaving the door open for a non-Islamic authority to distribute your estate according to its own views. Therefore, your wish to remain compliant with the Islamic Religion can be honoured through Capital Legacy.
Our staff have been trained by experts and advised by the highest caliber to ensure that the legal requirements are met and that every aspect of your compliant Will is fulfilled. We have the specialized abilities to be able to execute your estate in accordance with the Islamic Laws and your wishes as set out in your Will.

Without the provision of a Testamentary Trust in your Will, if a minor inherits in terms of your Will, their portion of your estate could run the risk of being bequeathed to their nominated Guardian or the Government Guardians Fund. Therefore it is important to ensure that a Testamentary Trust is provided for in your Will where minors may inherit to protect their inheritance until the termination age you decide on.

The proceeds of your insurance policies can only be bequeathed in terms of your Will if these proceeds are payable to your estate. If you have nominated a beneficiary, these proceeds will pay directly to this beneficiary and you cannot revoke the nomination through your Will. The nomination can only be revoked or changed through the company in which your insurance policy is held. If your proceeds are payable to your estate or if you have not nominated a beneficiary on the policy, only then can you include the instruction of these policies in your Will.

It is possible to have one Will which deals with your worldwide Estate. However succession law and the procedures which have to be followed with regard to estate administration differ from country to country and it is therefore recommended that a person has a separate Will drawn by an expert in the relevant law of each country where he or she has assets.

If for example you wish to bequeath a share of your estate to a child but you intend that child only to receive his inheritance when he attains a certain age, then you should provide for this in the form of a Testamentray Trust in your Will. The inheritance concerned will be managed in the interim on that child’s behalf by a suitably qualified and responsible person or persons who are known as Trustees. Your Will will define the terms and conditions on which the trust will operate and the powers which the Trustees will enjoy. Such a trust only comes into existence on your death and then only if the purpose for which the Trust was created exists, ie if you have stipulated that the Trust must terminate when your child attains the age of 25 years and if at the date of your death your child is over that age, then there is no need for a Trust.

Nominating an executor in your Will is an important decision to make as the role carries a big responsibility. You may want to appoint your spouse or close family member, but this is in most cases not a good idea as your spouse or loved one may be emotionally strained and not ready to take on the responsibility of approaching the court and making the necessary financial decisions.

Appointing Capital Legacy as Executor allows you to enjoy efficient, burden-free and compassionate estate administration.

It is very important to ensure that your Last Will and Testament is signed correctly to ensure that it is valid and enforceable at the time of your passing. See below some important guidelines to consider before signing your Will:

  • Ensure that your “final” draft Will is error free and complete. We strive for perfection but can  sometimes make mistakes too.
  • If amendments are needed, please contact us on to arrange for these to be drawn up in a new draft Will. NOTE: If you manually make amendments on your Will there is a risk that such amendments could be unclear and therefore not enforceable. Creating a new draft Will, with all the amendments in, is advisable.
  • Only print your Last Will and Testament as SINGLE-SIDED when it is ready and you wish to sign it.
  • When signing your Will, please sign on EACH page in the space provided where either Testator or Testatrix is indicated.
  • Always sign in the presence of TWO INDEPENDENT witnesses. They too must each sign in the relevant space provided for on EACH page and state their names where applicable. NOTE: A witness must be older than 14 years of age at the time of signing and must be “competent” to give evidence in a court of law. If the witness is the Executor, spouse or beneficiary to the Will, they will be disqualified in such a capacity in terms of the Will.
  • Place your signed and ORIGINAL Will in a safe place. At least one friend or family member should know its whereabouts and how to access it.
  • Ensure that we too have a copy of your signed, correct Will. Please scan and send a COPY of the signed Will to wills@capitallegacy.co.za. Please make sure that you provide us with as many contact details for you as possible.
  • For extra peace of mind, we can keep a SECOND, SIGNED and ORIGINAL Will for you in our safe custody at no extra cost.
  • You cannot cater for every eventuality, thus it is better to keep it simple and up-to-date as your circumstances change.

It is advisable that your Last Will and Testament be placed in safe keeping to protect your important document from fire, theft or loss.

For immediate safe keeping we recommend that that we have a copy of your signed, correct Will. Please scan and send a COPY of the signed Will to to wills@capitallegacy.co.za. Please make sure that you provide us with as many contact details for you as possible.

  • For extra peace of mind and at no cost to you, we ask that you place we can keep a SECOND, SIGNED and ORIGINAL Will for you in our safe custody. Please use one of the following options to send us this signed and original Will:Post to Capital Legacy
    Private Bag X3 , Bryanston, 2021
  • Courier to us via your nearest Postnet. Or if you are posting from a Pick n Pay, buy an Aramex sleeve for R99, place your signed and Original Last Will and Testament in the Sleeve, and place your sleeve in the Drop Box using the following address:Capital Legacy 57 Sloane Street, The Campus, 1st Floor, Wrigley Field, Bryanston, 2191
  • Deliver to one of our regional offices to one of the following addresses:Johannesburg: 57 Sloane Street, The Campus, 1st Floor, Wrigley Field, Bryanston, 2191
    Cape Town: 111, Office Block 2, The Cliffs, Tygerfalls, Tygervalley
    Durban: DELIVERY Unit 108, Beacon Rock, 21 Lighthouse Road Umhlanga

Not having a Will can leave your loved ones with nothing. Where your legacy goes will be decided by the court. Avoid upsetting those grieving by drafting a Last Will and Testament before it is too late

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I find that they are a caring company! They really go out of their way to give great service, like sending their consultants across the country to see clients to do their Wills. More important is when our client passed they appoint a caring case manager and will AGAIN go and see the families / beneficiaries to assist with explaining the process, completing forms and gathering info.

Financial Advisor regarding a Consultant

I have to congratulate you on your service – my client was so impressed with you and the way you explained the product.

Financial Advisor regarding a Consultant

The client said that the appointment was most pleasant and very informative.

Financial Advisor regarding a Consultant

The client is very happy with the A-class service and advice he received. Thank you.

Financial Advisor regarding a Consultant

Thank you so much for your prompt assistance and fantastic service. I appreciate your letter. I will definitely contact you in the future.

Received from a Client

I learnt so much in my joint call with him, he is a pleasure to work with.

Financial Advisor regarding a Consultant

Thank you so much for the excellent and quick way that you have handled this matter. I really, really appreciate it.

Quote from Independent Financial Advisor, Certified Financial Planner® and surviving Husband

Keep up the brilliant work and Capital Legacy should be really lucky to have you on board as it is very hard to find good efficient customer service and the turnaround time you did this in was phenomenal. Thank you so much once again.

Received from a Client

Dear Deenisha and co. Thank you for all your help with the estate of our Father. You have made the process as bearable as possible through all your efforts.

Message attached to a bouquet of flowers and delivered to our offices from the family who had recently lost a loved one

The client is very happy with the A-class service and advice he received. Thank you.

Financial Advisor regarding a Consultant

She is so friendly and extremely knowledgeable. An absolute pleasure to deal with.

Financial Advisor regarding Service Desk

YES MAN YES!!!! Baie dankie Capital Legacy hierdie is great diens! Dankie vir julle.

Received from a Financial Advisor

    I find that they are a caring company! They really go out of their way to give great service, like sending their consultants across the country to see clients to do their Wills. More important is when our client passed they appoint a caring case manager and will AGAIN go and see the families / beneficiaries to assist with explaining the process, completing forms and gathering info.

    Financial Advisor regarding a Consultant

    Financial Advisor regarding a Consultant

    I have to congratulate you on your service – my client was so impressed with you and the way you explained the product.

    Financial Advisor regarding a Consultant

    Financial Advisor regarding a Consultant

    The client said that the appointment was most pleasant and very informative.

    Financial Advisor regarding a Consultant

    Financial Advisor regarding a Consultant

    The client is very happy with the A-class service and advice he received. Thank you.

    Financial Advisor regarding a Consultant

    Financial Advisor regarding a Consultant

    Thank you so much for your prompt assistance and fantastic service. I appreciate your letter. I will definitely contact you in the future.

    Received from a Client

    Received from a Client

    I learnt so much in my joint call with him, he is a pleasure to work with.

    Financial Advisor regarding a Consultant

    Financial Advisor regarding a Consultant

    Thank you so much for the excellent and quick way that you have handled this matter. I really, really appreciate it.

    Quote from Independent Financial Advisor, Certified Financial Planner® and surviving Husband

    Quote from Independent Financial Advisor, Certified Financial Planner® and surviving Husband

    Keep up the brilliant work and Capital Legacy should be really lucky to have you on board as it is very hard to find good efficient customer service and the turnaround time you did this in was phenomenal. Thank you so much once again.

    Received from a Client

    Received from a Client

    Dear Deenisha and co. Thank you for all your help with the estate of our Father. You have made the process as bearable as possible through all your efforts.

    Message attached to a bouquet of flowers and delivered to our offices from the family who had recently lost a loved one

    Message attached to a bouquet of flowers and delivered to our offices from the family who had recently lost a loved one

    The client is very happy with the A-class service and advice he received. Thank you.

    Financial Advisor regarding a Consultant

    Financial Advisor regarding a Consultant

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CONTACT US

  • QUICK REACH

    For general enquires, claims assistance or servicing needs, please contact us on:

    087 352 2800
    queries@capitallegacy.co.za

    1st Floor, Wrigley Field,
    The Campus, 57 Sloane Street,
    Bryanston, Gauteng

  • YOUR FEEDBACK

    Contact us below regarding any compliments, queries or complaints:

  • BOOK AN APPOINTMENT

    Please complete your details below in order for us to contact you and set up a time for one of our Testamentary Consultants to meet with you, at your convenience:











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    087 352 2800
    Office 2, Preller Centre, Graaf Reinet St, Dan Pienaar, Bloemfontein

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    041 581 1061
    250 Main Road, Walmer, Port Elizabeth

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    087 352 2800
    Cnr of Van Der Merwe and Ferreira Street, Nelspruit

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    Block C, Totius Park, 77 Totius Street, Potchefstroom

    Polokwane

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    11 Pierre Street, IT Park, Bendor, Polokwane