A claim against a deceased estate refers to a creditor laying a claim for outstanding debt against the deceased estate. According to South African regulation a creditor has two opportunities to lodge their claim. The executor will place ads in the Government Gazette and the local newspaper of the deceased’s residential address. These ads are placed at the date of death and when the L&D is ready for inspection (by anyone) in the Master of the High Court’s office. The L&D will be available for inspection for 21 days.