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Through BeneFactor™ there are three different ways to structure your life cover:

1. You can opt to secure more life insurance cover at cost. What this means is that based on your personal demographic and health profile we can secure cover for you at a cheaper rate which results in you benefitting from a high life insurance cover, at an industry-comparative premium.
2. Considering our ability to secure cover for you at a cheaper rate based on your demographic and health profile, you can opt to take just enough cover at a cheaper premium, ensuring you still provide for your loved ones with an option that suits your financial position the best.
3. The third option is to secure life cover that is marginally more than you would have secured and receive cash back every five (5) years, that is equivalent to approximately one year’s premiums.