You ask it, we have it answered!

  • Do my monthly premiums increase annually?

    MyCover™ premiums increase by the higher of 4% or CPI plus an age factor....
  • Does my MyCover™ cover increase annually?

    Yes. MyCover™ cover amount, excluding the Cash Back BeneFactor™ portion, increases by the higher of 4% or CPI....
  • Do I need to go for blood tests for MyCover™?

    For R10 million cover or less, you do not need to go for a blood test and we only require non-invasive underwriting. For cover greater than R10 million, you will be required to go for a blood test....
  • What if I’m a smoker?

    No problem. MyCover™ is available for smokers too. Non-smokers can do a CO test and benefit from reduced rates....
  • What is the maximum entry age for MyCover™?

    Our maximum entry age for MyCover™ is 59 years old....
  • Can I bequeath to an Islamic heir?

    No, bequests are only for non-heirs. If a bequest is made in favour of an heir, this would provide an unfair advantage to one heir over another. The other heirs have the right to block all or part of ...
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